URGENT ALERT (Monday, Feb 16): If you are planning to go to the Bank, the Post Office, or the DMV today—STOP. Most of them are closed. Read the full list below before you start your car.
It happens every year. You wake up, grab your keys, and drive to the bank to make a deposit—only to find the doors locked and the lights off.
Today is Monday, February 16, 2026. It is Presidents’ Day (officially Washington’s Birthday), which is a Federal Holiday.
This means the rules for what is open and closed are tricky. While the government shuts down, your favorite stores are throwing massive sales. To save you from a wasted trip, here is the definitive “Open vs. Closed” cheat sheet for today.
The 5-Second Cheat Sheet
| Establishment | Status Today (Feb 16) |
|---|---|
| Banks (Chase, BoA, etc.) | CLOSED |
| Post Office (USPS) | CLOSED |
| Stock Market (NYSE) | CLOSED |
| UPS & FedEx | OPEN (Modified) |
| Target / Walmart / Costco | OPEN |
| Schools | Mostly CLOSED |
Table of Contents
Is the Post Office Open? (Mail Delivery)
No.
Because the USPS is a federal agency, Presidents’ Day is a strict holiday.
- Mail Delivery: Canceled for today. You will not receive letters or packages.
- Post Office Counters: Closed. You cannot buy stamps or ship packages at the counter.
- Exceptions: Priority Mail Express® is delivered 365 days a year, so that might still arrive. Self-service kiosks in lobbies usually remain available.
Are Banks Open Today?
Mostly No.
Presidents’ Day is a holiday for the Federal Reserve. This means most major financial institutions shut their doors.
- CLOSED: Chase, Bank of America, Wells Fargo, Citibank, Capital One.
- OPEN: TD Bank is the rare exception that often keeps branches open on federal holidays. Check your local branch to be sure.
- ATMs & Apps: These work 24/7. You can still transfer money or deposit checks via mobile app, but the transaction won’t technically “process” until tomorrow (Tuesday, Feb 17).
Retail & Grocery (Target, Costco, Walmart)
Yes! In fact, they want you to come in.
Private businesses do not close for Presidents’ Day. In fact, this is one of the biggest “Sales Holidays” of the year, especially for mattresses, cars, and appliances.
- Grocery: Walmart, Target, Costco, Kroger, Whole Foods, and Trader Joe’s are OPEN regular hours.
- Pharmacies: CVS and Walgreens are OPEN.
- Malls: Open and crowded.
Will UPS and FedEx Deliver?
This is where it gets confusing. While the Post Office is closed, private carriers keep moving.
- UPS: Pickup and delivery services are available. The UPS Store locations are open.
- FedEx: Most services are operational, but FedEx Express and FedEx Ground Economy might have modified service. FedEx Office (print shops) are OPEN.
Is the Stock Market Open?
No.
If you were planning to make a trade today, you can’t. The New York Stock Exchange (NYSE) and Nasdaq are CLOSED. The bond markets are also closed. Trading resumes normal hours on Tuesday morning.
Conclusion: Stay Home or Go Shopping?
Unless you need to buy groceries or a new TV, today is a day of rest for “official” business. Do not waste gas driving to the bank or post office. They will not be there for you until tomorrow.
Did you forget it was a holiday today? Let us know in the comments!
FAQ: Presidents’ Day 2026
Q: Is trash pickup delayed today?
A: Usually, yes. Most municipalities delay trash pickup by one day on federal holidays. Check your local city website.
Q: Are schools closed?
A: Yes, the vast majority of K-12 public schools are closed today. However, some universities might hold classes, so check your syllabus.
Q: Is the DMV open?
A: No. State agencies like the DMV are closed.
