Is Today a Holiday? MLK Day 2026 Explained: What’s Open, Closed, and Why

Is today a holiday? Are banks open? What’s the stock market situation? Martin Luther King Jr. Day creates confusion every year—here’s your complete guide for January 19, 2026.

Is Today Martin Luther King Jr. Day?

Yes—today is MLK Day 2026. The holiday falls on Monday, January 19. America honors Dr. Martin Luther King Jr.’s civil rights legacy with federal observances nationwide.

Is MLK Day a Federal Holiday?

Yes, MLK Day is one of 11 federal holidays. Government offices, federal courts, and many schools close. Private businesses vary—some close completely, others operate reduced hours.

Are Banks Open on MLK Day 2026?

Banks are closed on MLK Day 2026. Major banks including Chase, Bank of America, Wells Fargo, Citibank, and U.S. Bank do not open branches. Online banking, ATMs, and mobile apps remain available 24/7.

Is the Stock Market Open on MLK Day?

No—the stock market is closed on MLK Day. Both NYSE and Nasdaq observe the federal holiday. No trading occurs Monday, January 19, 2026. Markets reopen normal hours Tuesday.

Is the Post Office Open on MLK Day?

USPS post offices are closed on MLK Day 2026. No regular mail delivery happens. Priority Mail Express provides limited service—check tracking for time-sensitive packages.

Does UPS or FedEx Deliver on MLK Day?

UPS offers limited pickup and delivery on MLK Day—UPS Express and UPS Ground vary by location. FedEx provides SmartPost and Express services only. Call your local facility or check tracking for exact status.

Is Costco Open on MLK Day 2026?

Yes, Costco stays open on MLK Day 2026. Most warehouses operate normal Sunday hours (typically 10AM-6PM). Confirm with your local store—hours can vary slightly by location.

What Is Closed on MLK Day 2026?

Here’s what’s typically closed:

• Banks (all major branches)
• Stock markets (NYSE, Nasdaq)
• Post offices (USPS)
• Federal government offices
• Many public schools
• State DMV offices

When Is MLK Day Every Year?

MLK Day always falls on the third Monday in January. The date shifts yearly between January 15-21. In 2026, it lands on January 19; 2027 falls on January 18.

Frequently Asked Questions

Is today a holiday?

Yes—today is MLK Day 2026, Monday, January 19. Federal holiday observed nationwide.

Are banks open today?

No, all major banks close branches on MLK Day. Online banking and ATMs work normally.

Is the stock market open tomorrow?

Markets reopen Tuesday, January 20 after MLK Day closure. Normal trading hours resume.

Is there garbage pickup on MLK Day?

Depends on your city—many municipal services operate normal schedules. Check local announcements.

Are post offices closed on MLK Day?

Yes, USPS closes all locations. No regular mail delivery occurs.

MLK Day 2026 follows standard federal holiday patterns—plan ahead for closed services. Always double-check local store hours and delivery tracking for your specific area.

Updated January 19, 2026 7:37 PM IST.